New Jersey Property-Liability Insurance Guaranty Association

Established 1974

Our Mission

The New Jersey Property-Liability Insurance Guaranty Association ("Association") is committed to excellence while providing outstanding claims service to claimants and policyholders in accordance with the Association’s statutory responsibilities on behalf of member companies.

Our Vision

To be a safety net, on behalf of member companies, that:

  • Meets the ongoing changes and challenges of the insurance environment
  • Respectfully provides services to policyholders, claimants and the public
  • Creates a culture that inspires our employees to grow and achieve
Barnegat lighthouse

Our History

Recognizing the need to maintain public confidence and stability in the insurance industry for policyholders and claimants of insolvent property-casualty insurance companies, in 1974, the New Jersey State Legislature enacted the New Jersey Property-Liability Insurance Guaranty Association Act (N.J.S.A. 17:30A-1 et seq. - “NJPLIGA Act”). Pursuant to the NJPLIGA Act, the New Jersey Property-Liability Insurance Guaranty Association (“Association” or “NJPLIGA”), a private, non-profit, unincorporated legal entity was established. All insurance companies licensed to write property-casualty insurance in New Jersey are required to be members of the Association and contribute funds for its operations.