Filing a Claim with the Unsatisfied Claim and Judgment Fund (“UCJF”)


Pedestrian Personal Injury Protection (“PIP”) Claims


Pedestrians injured in an accident with a private passenger automobile or commercial motor vehicle, with no other available coverage, may be entitled to PIP benefits pursuant to the Unsatisfied Claim and Judgment Fund Law, N.J.S.A. 39:6-60 et seq. Notice of the claim must be given within two years of the injury. A Notice of Intention to Make a Claim (“NOI”) form can be downloaded from the Forms library.



Uninsured Motorist (“UM”) Claims


Individuals injured in a motor vehicle accident involving an uninsured vehicle may be entitled to UM benefits if no other coverage is available. The UM claims’ process begins with the filing of a Notice of Intention to Make a Claim (“NOI”) within 180 days as required by N.J.S.A. 39:6-65. All statutory requirements of the Unsatisfied Claim and Judgment Fund Law, N.J.S.A. 39:6-61 et seq. must also be satisfied. An NOI form can be downloaded from the Forms Library.



UCJF Eligibility Requirements :


You are not eligible to collect from the UCJF if any of the following are true:

  • You fail to notify us of your intention to make a claim within 180 days of the date of accident. N.J.S.A. 39:6-65.
  • The injuries or death are covered by workers’ compensation. N.J.S.A. 39:6-70.
  • You are the spouse, parent or child of the judgment debtor (person against whom the claim is made). N.J.S.A. 39:6-70.
  • At the time of accident, you were operating or riding in a motor vehicle which you had stolen or helped to steal or were operating or riding in a motor vehicle without the owner’s permission. N.J.S.A. 39:6-70.
  • You were the owner or registrant of an uninsured vehicle. N.J.S.A. 39:6-70.
  • The judgment debtor was insured at the time of accident and the insurance company is liable to pay part or all of the judgment. N.J.S.A. 39:6-70.
  • The claim is covered by uninsured motorist coverage, collision insurance, extended fire or other insurance. N.J.S.A. 17:28-1.1.
  • The damage to your vehicle or property is covered by an insurance policy. N.J.S.A. 39:6-70.
  • Your claim is for property damage of $500 or less. N.J.S.A. 39:6-73.
  • The claim is for property damage caused by a hit and run motor vehicle. N.J.S.A. 39:6-78.
  • You were operating a motor vehicle in violation of an order of suspension or revocation. N.J.S.A. 39:6-70.
  • The accident occurred outside the State of New Jersey. N.J.S.A. 39:6-65.