New Jersey Property-Liability Insurance Guaranty Association


New Jersey has long recognized the importance of protecting policyholders and claimants in the property-casualty and workers’ compensation insurance marketplace.


The New Jersey Property-Liability Insurance Guaranty Association (“Association”) provides a safety net designed to mitigate the effects of loss on claimants and policyholders who, through no fault of their own, find themselves without coverage.


This safety net includes three separate entities that administer the claims of insolvent insurance carriers. These are:


New Jersey Property-Liability Insurance Guaranty Association (“Association”)


New Jersey Surplus Lines Insurance Guaranty Fund (“Fund”)


Workers' Compensation Security Fund (“WCSF”)


A fourth entity, the Unsatisfied Claim and Judgment Fund (“UCJF”) administers claims associated with uninsured motorists and uninsured pedestrians.



Notice: DPR Plan Revision


The New Jersey Property-Liability Insurance Guaranty Association's revised DPR Plan (effective 4/17/2017) can be found in the links section of this site.


IFA Information:


For information regarding IFA Insurance Company, please visit this link at the New Jersey Department of Banking and Insurance web site.